Need an appraisal for an FHA-backed mortgage? Call a la mode2

The FHA keeps a roster of approved appraisers for each state - a la mode2 is on the roster of approved appraisers for UT. We are qualified and approved to do appraisal reports for FHA insured loans. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at a la mode2 is well-trained on how to follow the rules and regulations provided.

If you need an report for an FHA loan, please contact us, and we'll be able to help you right away.

If your property loan is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The lender takes care of all the finances; the FHA simply backs the loan with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all homebuyers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Consumers with lesser income or less starting capital to use as a down-payment on a financial transaction are helped the most from FHA loan programs.